Non-Repayable Aid While Students are in School

Non-repayable aid: financial aid such as grants, bursaries, and scholarships for students that do not need to be paid back (essentially free money!).

Students who are eligible can apply for non-repayable aid to receive funding for tuition and books. Below is information on the application process, eligibility, and the value of the many non-repayable aids available.

Application Value Eligibility
Aboriginal Postsecondary Education and Training Bursary Use McMaster’s Aboriginal Postsecondary Education and Training Bursary application.The 2014/15 application is available online. $1,000 – $3,500 set by each individual institution Student must self-identify as being an Aboriginal person (identifying with First Nations (status or non-status), Métis, or Inuit (FNMI) cultural and/or ancestral background) or as having Aboriginal identity and/or heritage; must be a Canadian citizen, permanent resident, or protected person; must be an Ontario resident; must meet McMaster’s criteria for financial need. Student does not need to apply for OSAP, however individual schools may have additional eligibility requirements.
Post-Secondary Student Support Program (PSSSP) First Nation students should contact their local band office to apply.Inuit students must contact the “designated organizations” or the Aboriginal Affairs and Northern Development Canada (AANDC) regional office in the province they currently reside in. Determined by each band. Financial assistance may be provided for:

  • Tuition support
  • Travel support
  • Living Expenses
Student must be Registered Status Indian (residing on or off-reserve), who has been residing in Canada for 12 consecutive months prior to application date, and must maintain satisfactory academic standing, or must be Inuit residing outside of the Northwest Territories or Nunavut for 12 consecutive months.Students must apply to see if they are eligible for PSSSP funding before applying for OSAP.
Web-based Aboriginal Bursaries Search Tool Various. N/A Various; depends on the bursary; bursaries are listed by province, institution, field of study, and aboriginal group.
Indspire* Bursaries & Scholarships Applications are available on the Indspire website for general PSE, Health Careers, Legal Studies, and more. Indspire uses amount of calculated need to determine award amount. Applicants must demonstrate financial need. Student must have proof of FNMI status and proof of full-time enrolment. Applicants must submit most recent grades.
Application Value Eligibility
Bursary for Students with Disabilities (BSWD) Use the Ontario Bursary for Students with Disabilities and Canada Student Grant for Services and Equipment for Persons with Permanent Disabilities (BSWD/CSG-PDSE) for the corresponding academic year. Up to $2,000 per academic year Student must apply and be eligible for OSAP* or the institution-funded special bursary; must self-identify as having a permanent or temporary disability; must have disability-related educational costs for services or equipment that are not covered by another agency or service; and require these services/equipment to participate in PSE.
Canada Student Grant for Services and Equipment for Persons with Permanent Disabilities (CSG-PDSE) Use the Ontario Bursary for Students with Disabilities and Canada Student Grant for Services and Equipment for Persons with Permanent Disabilities (BSWD/CSG-PDSE) for the corresponding academic year.Available in PDF (Portable Document Format) and html (hyper text markup language) versions. Up to $8,000 per academic year Student must apply and be eligible for OSAP*; must self-identify as having a permanent disability; must have disability-related educational costs for services or equipment that are not covered by another agency or service; and require these services/equipment to participate in PSE.

Students must have applied for and be eligible for funding from the following sources: OSAP for Full-Time Students and have at least $1 in provincial need, or OSAP for Part-Time Students and be receiving an Ontario Part-Time Grant.

Application Value Eligibility
100% Tuition Aid for Youth Leaving Care Use the OSAP Application for Full-Time Students for the given academic year. Up to $6,000 per academic year for tuition (combination of government and institutional aid; OAG-CW would be included in this) Student must be current or former crown-ward; must be/have been eligible for transitional support from an Ontario Children’s Aid Society (CAS) must be in a first entry, undergraduate program; and must be assessed as having financial need under the Ontario portion of OSAP.
Ontario Access Grant for Crown Wards (OAG-CW) Use the OSAP Application for Full-Time Students for the given academic year. 50 – 100% off tuition to a maximum of $3,000 per academic year Student must be current or former crown-ward; must be/have been eligible for transitional support from an Ontario CAS; must be in a first entry, undergraduate program; and must be assessed as having financial need under the Ontario portion of OSAP.
Living and Learning Grant (LLG) Use the OSAP Application for Full-Time Students for the given academic year and use the Application for Living and Learning Grant (available in “paper” format only). Up to $500 per month of study to a maximum of $6,000 per academic year. Student must be a previous recipient of financial support from an Ontario CAS; must be 21 to 24 years old; must be taking 60% of a full course load (40% for students with permanent disabilities); must be a Canadian citizen, permanent resident, or protected person; must be an Ontario resident; and must not be restricted from being eligible for Ontario student loan or grant consideration.
Application Value Eligibility
Ontario First Generation Bursary The Mosaic Online Aid Application, found in the Student Center by clicking on ‘Apply for Financial Aid’ Varies Students whose parents never participated in PSE; who are enrolled in a first entry, undergraduate program; who do not already have any PSE credential; who are not receiving assistance through the Second Career program; who are Canadian citizens, permanent residents, or protected persons; who are Ontario residents; and meet McMaster’s criteria for financial need. Student does not need to apply for OSAP.